Bitcoin collateral-backed lines of credit are available to residents of AK, AR, AZ, CA, FL, GA, ID,
IL, IN, MI, NC, NE, NH, NJ, OH, OR, TN, TX, UT, VA, WA, and WY.
1. Size and terms of the line of credit may vary based on the value of your BTC collateral and state
of residence. Refer to our FAQ page for further information.
2. Annual Percentage Rate (APR) effective as of June 1st, 2022. APR is variable and based on the
Overnight Bank Funding Rate, plus a margin. See FAQ for further information.
3. Taxation: Koinmex Credit does not provide tax advice. If you have questions, please consult your
tax advisor.
4. Minimum payment per month $10. No Prepayment or Late Fees. This line of credit has a demand feature
and is repayable within 2 years of opening. Eligibility criteria available here.
5. California Residents: Loans made or arranged pursuant to a California Financing Law license.
Koinmex Credit, Inc. NMLS ID#1895538
NMLS Consumer Access